Financial Planning

We will help you identify your life goals, analyze your objectives, assess your risk tolerance and then design, implement and monitor solutions that will enable you to achieve those goals for you and your family. We will help you discover the financial strengths and weaknesses in all aspects of your financial life.

Investment Planning

Our investment recommendations are made only after considering a wide range of investment opportunities and after carefully considering our clients’ goals, risk tolerance and time horizon.

Education Planning

For the leaders of tomorrow, the foundation of a strong financial future begins with higher education.  But as we all know, college is expensive. At an average annual increase of 5-9% each year, it will require a small fortune to put your child through college.  Federal loans, grants and scholarships account for only a small portion of today’s college costs.  The great majority of the financial burden will fall on families.

Insurance & Long Term Care Planning

For many people, insurance is an affordable way to protect your assets from the burden of unexpected, life-altering circumstances.   An analysis of your existing insurance coverage and needs will cover key areas that include:

Tax Planning

The goal of any financial plan is to protect and preserve wealth, which requires careful analysis of all aspects of the plan. Few people enjoy turning over their hard-earned money to the government. After all, it’s not what you make but what you keep that counts.

Estate Planning

Successful estate planning will assure the continuance of your family’s financial security and the protection of your hard-earned assets.  It can help to reduce taxes, avoid probate, provide privacy and provide direction for your family if you are disabled and/or after you are gone.